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Health insurance is a necessity and not a luxury anymore. Individuals and families are exposed

to financial ruins without it. The most important decision that individuals and families often faced when it comes to

choosing which health Insurance plan is the best one for them, is mostly the question of affordability. How much can we afford to pay for our coverage?

Major Medical is often more expensive than limited medical insurance but often provides more

coverage. However, in most cases there are high deductibles and co-insurance which the insured has to

pay out of pocket.

With most Limited Medical Insurance plans, they have set rates that are paid to the insured when they go to the hospital or Doctor's office due to Accident or Sickness. They often cost far less than Major Medical, no deductibles or co-insurance involved and most benefits are paid directly to the insured. Limited Major Medical insurance provides protection for individuals and families in the event of a major sickness or Accident.

In conclusion, both plans provides good health insurance benefits especially for those self employed people and small businesses. The question still remains, how much are you willing to pay for your insurance needs? It is the law to have health insurance !!!


Posted 1:28 PM

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